body	{background-color: #ffffff;
		background-image: url(images/bg.gif);
		margin: 0;
		padding: 0;
		font-family: arial, helvetica, sans-serif;}

a		{text-decoration: none;
		font-weight: bold;
		font-size: 13px;
		text-decoration: underline;
		color: #3b6e8f;}

p 		{margin-top: -15pt }

p.ind	{text-indent: 1.5em}

p + p 	{text-indent: 1.5em;
  		margin-top: -15pt }
		
p + ul 	{margin-top: -10pt }
		
ul + p 	{text-indent: 1.5em;
  		margin-top: -10pt }

ul 		{margin-top: -15pt }
		
h1 + p 	{margin-top: -10pt }

h2 + p 	{margin-top: -10pt }

h3 + p 	{margin-top: -10pt }

a + p 	{margin-top: -15pt }

.center {display: block;
    	margin-left: auto;
  		margin-right: auto;
		text-align: center;}

div.ind {margin-left: 1.5em}

ul.blue li {color: #3b6e8f;
		margin-bottom: 17px;}

ul.blue strong {color: #3b6e8f;}

ul.blue em {font-style: normal;
		color: #000000;}
		
ul.small {font-size: 9px}
		
div#logo {position: absolute;
		left: 18px;
		top: 0px;
		background-color: #3b6e8f;
		width: 692px;		
		height: 72px;
		padding: 0;
		z-index: 2;}
		
div#topmenu {position: absolute;
		left: 18px;
		top: 72px;
		background-color: #8f989d;
		width: 692px;
		height: 22px;
		padding: 0;
		font-weight: bolder;
		font-size: 6pt;
		text-align: center;
		color: #ffffff;
		z-index: 3;}
		
div#topmenu table {width: 692px;
		height: 22px;}
		
div#topmenu a {color: #ffffff;
		text-decoration: none;
		font-size: 11px;}
		
div#topmenu a:hover {text-decoration: underline;
		background: #8f989d;}
   
div#topmenu a span {display: none;}

div#topmenu a:hover span {display: block;
		width: 670px;
		position: absolute;
		padding: 5px;
		top: 18px;
		left: 50px;
		z-index: 100;
		color: #000099;
		font-weight: bolder;
		text-decoration: none;
		text-align: left;}

div#quote {position: absolute;
		left: 0px;
		top: 0px;
		background-color: #fff8e3;
		width: 728px;
		height: 210px;}
		
div#quote img {margin-left: 18px;
		margin-top: 110px;
		margin-right: 18px;
		border: 0px;
		padding: 0px;
		float: left;}
				
div#sidemenu {position: absolute;
		top: 230px;
		left: 0px;
		background-color: #fffbf2;
		font-weight: bolder;
		font-size: 13px;
		text-align: left;
		vertical-align: top;
		width: 125px;
		height: 100%;
		color: #3b6e8f;}

div#sidetitle {padding-top: 0px;
		padding-bottom: 10px;
		padding-left: 18px;
		font-size: 12px;
		text-transform: uppercase;}

div#sidemenu a {positon: relative;
		display: block;
		font-weight: bolder;
		font-size: 9px;
		padding-left: 18px;
		padding-top: 7px;
		padding-bottom: 7px;
		width: 107px;
		border-top: 1px solid #3b6e8f;}

div#sidemenu a:hover {color: #000000;}
		
div#factbar {position: absolute;
		top: 265px;
		left: 130px;
		background-color: #ffffff;
		font-family: arial, helvetica, sans-serif;
		font-weight: bolder;
		font-size: 10px;
		color: #3b6e8f;
		padding: 10px;
		width: 110px; 
		vertical-align: top;}
				
div#maintext {position: absolute;
		top: 251px;
		left: 260px;
		background-color: #ffffff;
		width: 410px;
		font-family: arial, helvetica, sans-serif;
		font-size: 11pt;
		line-height: 16pt;
		color: #000000;
		padding-left: 4px}
		
div#maintext td {font-family: arial, helvetica, sans-serif;
		font-size: 11pt;
		line-height: 16pt;
		color: #000000;}
		
div#maintext h1 {font-weight: bold;
		font-size: 13pt;
		text-transform: uppercase;
		color: #3b6e8f;
		font-family: arial, helvetica, sans-serif;}
		
div#maintext h2 {font-weight: bold;
		font-size: 11pt;
		text-transform: uppercase;
		color: #3b6e8f;
		font-family: arial, helvetica, sans-serif;}
		
div#maintext h3 {font-weight: bold;
		font-size: 11pt;
		color: #3b6e8f;
		font-family: arial, helvetica, sans-serif;}
		
div#maintext a.mark {text-decoration: none;}
			
div#botmenu {position: relative;
		top: 10px;
		z-index: 100;
		background-color: #ffffff;
		padding-top: 10px;
		padding-bottom: 10px;
		height: 16px;
		text-align: center;}
		
div#botmenu a {font-family: arial, helvetica, sans-serif;
		font-size: 11pt;}